The Mwango Capital Podcast
The Mwango Capital Podcast breaks down businesses and helps listeners understand markets in East Africa. It provides analysis and insights into the regional economy, investment opportunities, and company performance. The podcast is produced by Mwango Capital, a financial advisory firm based in Kenya.
Episodes
TRIFIC’s Green I-REIT
In this episode recorded on May 19, 2026, we are joined by Brenda Mbathi, CEO of TRIFIC SEZ, and Pius Muchiri, MD of Nabo Capital, as we unpack the structure, strategy, and investment opportunity behind the green-focused I-REIT.Show Notes00:00:00 Introduction00:01:30 Broad Overview of TRIFIC00:04:02 Why a Dollar-Denominated I-REIT00:08:39 Use of Funds, REIT Structure, and Offer Size00:18:25 USD Yi
Car and General FY25 Results
In this episode recorded on May 12, 2026, we are joined by Car & General (C&G) Chief Executive Officer, Vijay Gidoomal, to unpack the group's FY25 financial performance, the rebound of the boda-boda sector across Kenya and Tanzania, and how the business is navigating EV disruptions and leveraging artificial intelligence to build a competitive moat.Show Notes00:00:00 Introduction 00:01:17 Business
Unpacking Delmonte Kenya's Footprint
In this episode recorded on May 5, 2026, we are joined by DelMonte Kenya Managing Director, Wayne Cook, as we unpack the company’s 60-year history in Kenya, its KES 100B economic footprint, vertically integrated export model, and its ongoing community relations and sustainability interventions.Show Notes00:00:00 Introduction 00:04:04 History of Del Monte Kenya 00:08:14 Del Monte’s Business Model 0
SanlamAllianz Unpacked
In this episode recorded on April 30, 2026, we are joined by SanlamAllianz Life Kenya CEO, Jacqueline Karasha, as we unpack the group’s recent corporate restructuring, FY2025 financial performance, and the strategic opportunities within Kenya’s life insurance and digital pension markets.Show Notes00:00:00 Introduction00:05:15 New Group Structure 00:07:53 Uptake of Life Insurance 00:12:24 Embedded
Financing What Matters in Kenya's Budget
In this episode recorded on April 29, 2026, we are joined by economist Stephanie Kimani and the Institute for Public Finance (IPF) team of Dr. Peter Nguhiu, Veronica Ndegwa, and Martin Kabaya, to unpack the credibility of Kenya's budget, the structural constraints of debt service, and the sustainability of health and social protection financing.Show Notes00:00:00 Introduction 00:03:16 Budget Credi
The I&M Bank MTN
In this episode recorded on May 6, 2026, we are joined by I&M Bank Group CFO, David Ngata, and SIB Director, Laban Githuki, as we unpack the bank’s KES 20B Medium-Term Note (MTN) programme, its pricing rationale, and capital optimization strategy.Show Notes00:00:00 Introduction 00:01:33 I&M Bank’s Balance Sheet 00:03:32 Basics of an MTN 00:10:16 Offer Terms and Dates 00:12:41 Minimum Investment 00
Competition Law Enforcement
In this episode recorded on March 25, 2026, we are joined by the OECD’s Competition Expert, Said Kechida, and the Competition Authority of Kenya’s Director of Policy and Research, Dr. Adano Wario, to unpack competition law enforcement in Kenya and the key lessons from the OECD peer review.Show Notes00:00:20 What CAK Does 00:08:04 OECD Peer Review Overview 00:10:39 CAK Policy and Research 00:13:02
Stanbic Uganda
In this episode recorded on April 15, 2026, we are joined by Stanbic Uganda’s CEO, Mumba Kalifungwa, to unpack the bank's strategic market positioning, financial health, and its role within Uganda's broader economic landscape.Show Notes00:00:00 Introduction 00:03:41 Economy and the Banking Landscape 00:05:28 Stanbic Uganda’s Structure00:09:11 Strategy and Growth Priorities 00:16:20 What Makes Ugan
Climate Finance in Kenya
In this episode recorded on April 8, 2026, and in partnership with FLLoCA, we discuss climate finance in Kenya.Our guests:— Senator Moses Kajwang’ - Homa Bay County— Peter Odhengo, National TreasuryHost: Ramah NyangSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:04:45 What Is FLLoCA00:08:41 Climate Mitigation and Adaptation00:11:51 Locally Led Solutions, Cost of
SBM: Financial Literacy for the Next Generation
In this episode recorded on March 31, 2026, and hosted by Terryanne Chebet, we are joined by SBM Bank’s Magdalene Mwende and Duncan Kiberu to unpack financial literacy for Kenya’s next generation.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:04:42 Starting Financial Literacy Early00:16:06 Debunking Kenyan Money Myths00:23:40 Teaching Financial Literacy in a Ca
I&M FY 2025 Results
In this episode recorded on March 26, 2026, we break down I&M Holdings FY2025 results with the CFO, David Ngata.We unpack earnings drivers, balance sheet shifts, subsidiary performance, and outlook heading into 2026Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:30 FY 2025 Highlights and Restatement of 2024 Financials00:08:13 Interest Income, Customer Deposit
Assessing Kenya's Debt Situation
In this episode recorded on March 19, 2026, and hosted by Ramah Nyang, we unpack Kenya’s debt situation.Our panelists:* Churchill Ogutu - Economist, IC Group* Benard Njiri - Senior Research Analyst, IPF* Stellar Swakei - Senior Research Analyst, Kingdom SecuritiesSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:33 The Debt Transparency Problem and Why Fiscal C
Stanbic Holdings' FY 2025 Results
In this episode, recorded on March 11, 2026, we dissect the FY 2025 results for Stanbic Holdings with the Chief Financial and Value Officer, Dennis Musau.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:47 Group Structure and Strategic Pillars00:10:48 Top Line and New Loan Pricing00:16:42 Interest and Non-interest Revenue00:21:54 Why Invest in Stanbic00:24:36
Absa Kenya’s FY25 Results
In this episode, recorded on March 4, 2026, we are joined by the Absa Bank Kenya CFO, Yusuf Omari, as we take a deep dive into the bank’s FY 2025 results.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:53 What Makes a Good CFO?00:01:54 Overview of the FY2025 Results00:03:54 Loan Demand, NPLs, Risk Outlook, and Rate Stability00:08:38 FX and Non Funded Income G
Inside Kenya's Moody's Rating Upgrade
In this episode, recorded on February 4, 2026, we deep dive into Kenya’s recent Moody’s rating upgrade with David Rogovic, VP & Senior Credit Officer at Moody's Ratings.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:27 Methodology in Ratings00:06:59 Kenya’s Upgrade Explained00:10:18 FX Reserves, KES Stability, Market Access, and Buybacks00:16:51 Securitizati
Understanding Ziidi Trader
In this episode, recorded on February 24, 2026, we dive deep into Ziidi Trader. We break down what it is, how it works, and what it means for investors.Our guests:* Aliya Khanbhai - Head of Wealth and Insurance, Safaricom* Gitau Macharia - Product Owner Wealth Management, Safaricom* Eric Ruenji - Founder and Chairman, Theo Capital HoldingsSubscribe to get notified when we make a new post.Show Note
2026 Macro Outlook
In this episode recorded on January 26, 2026, we break down what lies ahead for markets and the economy in 2026.Guests:— Churchill Ogutu - Economist, IC Group— Stephanie Kimani - Economist— Stellar Swakei - Senior Research Analyst, Kingdom Securities LimitedSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:25 2025 Macro Highlights00:10:15 IMF Programs, China De
EABL H1 FY26 Results
In this episode recorded on February 3, 2026, we host Risper Genga, Group CFO at EABL, for a discussion on the company’s H1 FY26 results and the key drivers behind its sales and profitability.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:10 Sales Growth, Consumer Trends, and Regional Performance00:11:27 Volume-Price Mix, Margins, and Cost00:16:30 Taxation C
The Kenya Pipeline IPO
In this episode recorded on February 9, 2026, we host the Kenya Pipeline Company (KPC) Managing Director, Joe Sang, and Faida Investment Bank’s, Dr. Belgrad Kenne, to break down the KPC IPO and discuss its implications to investors.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:05:04 KPC Overview00:11:31 KPC’s Business Model & Financials00:17:34 The Role of Tra
ALP Industrial REIT
In this episode recorded on January 29, 2026, we are joined by Africa Logistics Properties’ CEO, Raghav Gandhi, as we explore industrial REITs and what the ALP Industrial REIT restricted offer means for investors.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:06:03 Industrial REITs and their Benefits00:12:23 The ALP Industrial REIT Offering00:16:40 Regulation a
Reverse Invoicing Through eTIMS
In this episode recorded on January 22, 2026, and hosted by Joseph Mwaniki, we are joined by Caine Wanjau, CEO of DigiTax, for a conversation on reverse invoicing through eTIMS and its implications for businesses and taxpayers.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:04:42 Reverse Invoicing and Buyer-Initiated Invoicing00:09:21 Challenges Addressed by Buy
Income & Expense Validation Explained
In this episode recorded on November 13, 2025, and hosted by Joseph Mwaniki, we discuss KRA’s new tax validation rules starting Jan 1, 2026.Guests:—Josephine Mugure, Chief Manager, Policy & Tax Advisory—Hakamba Wangwe, Chief Manager, eTIMS—Agnes Gitau, Manager, Tax, Andersen KenyaSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:48 Legal Framework and Backgroun
StanChart: Growing Your Wealth
In this episode recorded on December 15, 2025, we host Standard Chartered’s Head of Wealth Management Products, Ouma Orero, and Head of Advisory and Managed Investments, Khushboo Dhutia, for a conversation on growing your wealth today, tomorrow, and forever.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:47 Understanding Affluent Clients00:05:43 Starting Now
Unpacking Kenya's Economic Update
In this episode recorded on December 2, 2025, and hosted by Ramah Nyang, we host economists from the World Bank to unpack the latest Kenya Economic Update.Guests:—Ryan Kuo - Economist, World Bank—Jorge Tudela Pye - Country Economist, World Bank.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:00 Macroeconomic Developments and Outlook00:05:40 Competition and St
Bonga na CEO: SanlamAllianz Kenya
In this episode recorded on December 10, 2025, and hosted by Ramah Nyang, we are joined by George Kuria, CEO of SanlamAllianz Kenya. We explore the transition to the new brand and what customers should expect going forward.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:42 The Sanlam-Allianz Merger00:03:23 Understanding the Protection Gap00:04:41 Targeting Ne
AAR: Building Resilience
In this episode recorded on December 09, 2025, and hosted by Terryanne Chebet, we discuss building financial and business resilience in 2026 and the role of general insurance.Guests:— James Kamau - Group Head of Distribution, AAR Insurance— Kiriinya Kithinji - Head of Strategy, WYLDE InternationalSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:19 Business Res
Managing KRA Audits
In this episode recorded on October 30, 2025, and hosted by Joe Mwaniki, we are joined by Terry Muli, Senior Tax Manager at Deloitte, and Ann Magondu, an international tax expert, as we discuss managing KRA audits, what triggers them, taxpayers’ rights, handling assessments, and transfer pricing.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:11 Understanding
The Revised Risk-Based Credit Pricing Model
In this episode recorded on October 23, 2025, and hosted by Julians Amboko, we are joined by Dr. Samuel Tiriongo, Director of Research & Policy - Kenya Bankers Association, as we unpack the revised risk-based credit pricing model anchored on KESONIA and what it means for banks, borrowers, and the economy.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:04:52 Risk
I&M Holdings Q3 2025 Results
In this episode recorded on November 20, 2025, we are joined by the I&M Holdings’ CFO, David Ngata, as we break down the comapny’s Q3 2025 results. We cover performance in the regions, CBK’s new pricing framework, capital allocation, shareholder returns, and future outlook.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:02:28 Overview of Q3 25 Financial Results0
Nairobi Securities Exchange (NSE)
In this episode recorded on September 4, 2025, we are joined by the Nairobi Securities Exchange CEO, Frank Mwiti, to discuss the state of the NSE. We cover key stakeholders in Kenya’s capital market, NSE’s performance, data accessibility, market Inclusivity, and future strategy.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:06:21 Overview of the Nairobi Securit
Safaricom's KES 15B MTN
In this episode recorded on December 1, 2025, and hosted by Ramah Nyang, we unpack Safaricom’s KES 15B Medium Term Note. We cover green bonds, pricing, liquidity in the market, and use of proceeds rom the MTNWe are joined by:* Silha Rasugu — Emerging & Frontier Capital LLP* Gregory Waweru — SBG Securities* Birju Sanghrajka — Standard CharteredSubscribe to get notified when we make a new post.Show
Analysis of Banks H1 2025 Results
In this episode recorded on September 11, 2025, we are joined by Capital A Investment Bank’s Senior Research Analyst, Ronny Chokaa, as we unpack and break down the H1 2025 results of Kenyan banks.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:01 High-Level View of H1 Bank Earnings00:03:03 FX Stability and Impact00:06:27 Interest Margins and Impact of Central
EABL's Medium-Term Note
In this episode recorded on November 04, 2025, we are joined by EABL’s CFO, Risper Ohaga, and Absa Bank’s Director of Capital Markets, Robert Murai, as we unpack EABL’s KES 20B Medium-Term Note, why the brewer is back in the debt market, and what it means for its funding plans and investors.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:54 Working Capital Ma
Africa Eats
In this episode recorded on September 09, 2025, we are joined by Lunie Libes, Founder & CEO of Africa Eats, to discuss how the company is building “Africa’s Berkshire Hathaway” by investing in agribusiness SMEs and tackling the missing middle of capital.We cover Africa Eats’ business model, supporting founders, its focus on Africa, and challenges.Subscribe to get notified when we make a new post.S
Becoming an Analyst
In this episode recorded on July 31, 2025, we are joined by Kishan Popat as we trace his path from computer systems to leading research at Kestrel Capital, and his journey through MIT.We cover lessons from the 2008 financial crisis, the value of cold emails, the impact of AI on financial analysis, and improving African marketsSubscribe to get notified when we make a new post.Show Notes00:00:00 Int
The Virtual Assets Bill
In this episode recorded on July 23, 2025, and hosted by Julians Amboko, we are joined by Tony Olendo, chair of the Virtual Assets Chamber of Commerce, to unpack Kenya’s new Virtual Asset Service Providers (VASP) Bill.We cover the licensing requirements for virtual asset service providers, legislation, FATF recommendations, regulatory challenges, and initial coin offerings.Subscribe to get notifie
Kenya's Credit Outlook
In this episode recorded on July 16, 2025, we are joined by David Rogovic, VP & Senior Credit Officer at Moody’s Ratings, for a deep dive into Kenya’s credit outlook.We also cover factors that influence credit ratings, debt sustainability, political risk, and the impact of policy.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:41 Understanding Sovereign Credi
Watts Up With KenGen? Powering Kenyan's Energy Future
In this episode recorded on July 21, 2025, and hosted by Ramah Nyang, we are joined by KenGen’s MD and CEO, Eng. Peter Njenga, for a discussion on the company’s background, growth plans, and strategic outlook.We cover future energy prospects, opportunities in renewable energy, diversification of revenue streams, and balancing risks.Subscribe to get notified when we make a new post.Show Notes00:00:
Stanbic Bank: Building Financial Resilience
In this episode, recorded on July 17, 2025, we host King’ori Gathinji, Head of Investments and Financial Fitness at Stanbic Bank Kenya, for a conversation on building financial resilience.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:01 Understanding Financial Fitness00:09:19 Create and Build00:18:09 Live and Enjoy00:29:15 Save and Invest00:39:17 Shared Leg
Where Kenya’s Economy Is Headed
In this episode recorded on 10.07.2025 and hosted by Ramah Nyang, we examine the state of Kenya’s economy and where it’s headed.Guests:* Stephanie Kimani - Economist,* Kwame Owino - CEO, Institute of Economic AffairsSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:51 Slowdown in Private Sector Growth00:15:45 Tax Revenue and Public Spending00:25:56 Public Secto
Finance Act 2025
In this episode recorded on 02.07.2025 and hosted by Julians Amboko, we break down the Finance Act 2025 and what it means for you.Guests:* Agnes Gitau - Tax Manager, Andersen Tax Kenya* Jilna Shah - Tax Director, RSM Eastern Africa* Fredrick Kimotho - Associate Director, Tax & Legal, Deloitte East AfricaSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:19 VAT C
Kenya's FY25/26 Budget
In this episode recorded on 11.06.2025 and hosted by Ramah Nyang, we break down the FY25/26 Kenyan Budget. We also cover the pending bill situation, debt management strategies, stagnation in private sector growth, and fiscal consolidation.Guests:* Rafael Agung' - Group Director of Global Markets, NCBA Bank,* Ann M Magondu - Senior Tax Manager, Deloitte & Touche LLP,* Churchill Ogutu - Economist, I
KRA: Filing Taxes Made Simple
In this episode recorded on 27.06.2025 and hosted by Joe Mwaniki, we engage on key issues and questions around filing of 2024 tax returns ahead of the deadline on 30.06.2025.Guests:* Patience Njau - KRA* Dr. Gideon Muhwa - KRA* Miriam Wairimu - KRA* Ruth Mwiti - Tax Consultant* Wycliff Ombasa - Tax ConsultantSubscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:02:11
Decoding AI Bias
In this episode recorded on 20.05.2025, we are joined by Katarina Mpofu – Lead AI Engineer, Stupid Human – as we dive into why AI assistants often prioritize U.S. content and what that bias means for the rest of the world.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:34 Background in Mathematics and Chess00:08:11 Modeling Cancer Tumor Growth00:09:40 Credit
Fintechs In Africa
In this episode recorded on 29.05.2025, we are joined by Samora Kariuki - Founder, Frontier Fintech, and Stone Atwine - Co-Founder & CEO, Eversend, for a conversation on the state of fintechs in Africa and the opportunities and challenges they face.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:36 Funding Landscape00:12:10 Innovations, Product Development, a
SMEs & Insurance: Closing the Gap
In this episode recorded on 27.05.2025 and hosted by Terryanne Chebet, we are joined by AAR Insurance’s Group Head of Distribution, James Kamau, and Wylde International’s Director of Strategy, Kiriinya Kithinji, as we explore how insurance providers can better meet the needs of Kenyan SMEs.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:53 SME Insurance in Ke
Finance Bill 2025
In this episode recorded on 08.04.2025 and hosted by Joe Mwaniki, we are joined by Senior Tax Manager at Deloitte & Touche, Anne Magondu, and Audit Partner at Ernst and Associates, Ernest Muriu, as we unpack key proposals in the Finance Bill 2025 and their impact on businesses and individuals.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:05:05 Income Tax Chang
Digitax: Simplifying eTIMS Compliance
In this episode recorded on 22.04.2025 and hosted by Joe Mwaniki, we are joined by DigiTax CEO, Caine Wanjau, as we explore how the firm is helping simplify tax compliance for SMEs and large businesses in Kenya.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:12 Caine’s Background00:03:25 Legal Framework on eTims00:08:14 Digitax’s Role and Approval by KRA00:13
Arvocap Asset Managers: Investing 101
In this episode recorded on 15.04.2025, we are joined by Arvocap Asset Managers’ CEO & Co-founder, Monicah Mwaniki, and CIO & Co-founder, Wilson Wariari, as we discuss investing, building wealth, and navigating today’s markets.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction and Journey to Asset Management00:04:41 Chief Investment Officer’s Role00:07:40 Highlights
From Kenya to Wall Street, and Back
In this episode recorded on 27.02.2025, we are joined by analyst and investor, David Kigunda, to explore his journey from Kenya to Wall Street and back.We cover his path to business school, transitioning to Wall Street, networking, a comparison between US vs Kenyan markets, key lessons on global markets, and investment strategies.Subscribe to get notified when we make a new post.Show Notes00:00:00
KMRC: Demystifying Homeownership
In this episode recorded on 10.04.2025, we are joined by the Kenya Mortgage Refinance Company CEO & MD, Johnstone Oltetia, to unpack the mortgage process and clear up common misconceptions about homeownership.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:00 Affordable Housing Challenges00:07:07 Home-Ownership Market In Kenya00:11:47 Facilitating Mortgages00
I&M Group FY24 Results
In this episode recorded on 26.03.2025 and hosted by Ramah Nyang, we are joined by the I&M Bank Kenya CEO, Kihara Maina, and CFO, David Ngata, to break down the bank's 2024 performance.We cover demand for credit, regional performance and diversification, non-performing loans, M&A opportunities, strategic challenges, and growth opportunities.Subscribe to get notified when we make a new post.Show No
Absa Kenya FY24 Results
In this episode recorded on 20.03.2025, we host the Absa Bank Kenya CFO, Yusuf Omari, to break down Absa Bank's 2024 performance.We cover revenue growth, cost management, investments in digital transformation, capital requirements, acquisition strategy, and the company’s future outlook.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:03 Yusuf’s Career Journey0
CAK: Your Money, Your Right
In this episode recorded on 21.03.2025 and hosted by Ramah Nyang, we are joined by Boniface Kamiti, Manager - Consumer Protection at the Competition Authority of Kenya, to discuss consumer protection in Kenya.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction and Overview of CAK’s Role00:07:11 Key Consumer Rights00:09:21 Common Issues and Recourse00:13:08 Digital Len
Absa Life Assurance Kenya
In this episode recorded on 25.02.2025, we are joined by Absa Life Assurance Kenya Managing Director and Principal Officer, Githanji Waiguru, to break down life insurance and its role in securing your financial future.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:02:15 Cultural Influences in Insurance00:04:49 Journey of Absa Life in Kenya00:11:59 Relationship
Stanbic Holdings' FY 2024 Results
In this episode recorded on 06.03.2025 and hosted by Ramah Nyang, we are joined by Stanbic Holdings' Chief Financial & Value Officer, Dennis Musau, to break down the banks’ FY 2024 performance.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:00:38 Cost of Funds00:02:41 Net Interest Margins and Private Sector Credit Growth00:09:31 Impact of Tax Policy00:12:48 NPLs
Understanding Credit Ratings
In this episode recorded on 07.02.2025 and hosted by Ramah Nyang, we are joined by Churchill Ogutu - Economist at IC Group, and David Rogovic - VP and Senior Credit Officer at Moody’s, to discuss credit ratings and their impact on African economies.We also cover their significance, perceived bias, impact on debt restructuring, and the feasibility of an African credit rating agency.Subscribe to get
Co-op Bank: Investing Options for Diasporans
In this episode recorded on 30.01.2025 and hosted by Nicole Njuguna, we are joined by Co-operative Bank’s Diaspora Banking Manager, Edison Mochiemo, to discuss the top investment opportunities available for diasporans.We cover the various products tailored for them, common challenges encountered, emerging investment trends, and exiting investments.Subscribe to get notified when we make a new post.
EABL H1 2025 Results
In this episode recorded on 05.02.2025, we host EABL’s CFO, Risper Ohaga, as we unpack the firm’s half-year 2024/25 results in detail. We cover the impact of macroeconomic factors on the company’s operations, supply chain management, capital expenditure, and the focus in 2025.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:20 Impact of Macroeconomic Factors00
Jubilee Life Insurance: Smart Financial Planning
In this episode recorded on 23.01.2025, we host Asman Mugambi, CEO of Jubilee Life Insurance, to explore strategies for smarter financial planning in 2025 and beyond. We also cover Jubilee Life Insurance and its products, risk management, misconceptions about life insurance, and regulation in cryptocurrency.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:03:25 J
Stima Sacco
In this episode recorded on 06.02.2025, we host the Stima Sacco CEO, Gamaliel Hassan, to learn how SACCOs operate, their benefits, and how to leverage them for financial growth.Subscribe to get notified when we make a new post.Key Quotes“More than 40% - 45 % of the money that we earn as a profit, is paid back to our membership.”“Even as you look at what is being given to you as a return, the first
2024 Economic Trends and 2025 Outlook
In this episode recorded on 14.01.2025, we are joined by Hawi Abwonji - Research Analyst at ArvoCap Asset Managers, Stephanie Kimani - Economist, and Sunil Sanger - MD, Orion Advisory Services as we explore 2024 economic trends and the outlook for 2025.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:02:42 Macroeconomic Environment in 202400:06:57 Equity Market’s
KMRC: Home Ownership for the Kenyan Diaspora
In this episode recorded on 10.12.2024, we are joined by Stella Mutai - HFC Kenya’s Head of Mortgage, Florah Muthaura - KMRC’s Head of Risk & Compliance, and Shadrack Etale - a Branch Manager at Stima Sacco, as we explore affordable homeownership for the Kenyan diaspora.Subscribe to get notified when we make a new post.Key Quotes“ The company's primary mission is mainly to provide affordable, long
CAK: Inequality and Competition
In this episode recorded on 13.12.2024 and hosted by Ramah Nyang, we are joined by the Competition Authority of Kenya’s Director of Policy and Research, Dr. Adano Wario, as we unpack how competition can tackle inequality and promote fairer markets.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:01:26 CAK’s Role and Mandate00:08:06 Overlapping Mandates with Other
Jubilee Life Insurance
In this episode recorded on 03.12.2024, we are joined by Jubilee Insurance’s GM Corporate & Retail Pensions Catherine Kangata and Chief Distribution Officer Kanyingi Kagucia to learn more about life insurance.We cover the state of life insurance in Kenya, insurance penetration, choosing the right insurance plan, claim settlement, and accessibility of insurance products.Subscribe to get notified wh
Spin Mobile: Revolutionizing Credit Scoring
In this episode recorded on 21.11.2024 and hosted by Tim Kipchumba - Co-founder at Questworks, we are joined by Spin Mobile Limited’s CEO, Dr. Victor Kiplagat, and CTO, Eng. Sammy Kariuki, to discuss how alternative data is revolutionizing credit scoring.We cover the use of alternative data in credit scoring, security and privacy of user data, the application of AI in credit scoring, and adapting
HF Group: Q3 Results and Rights Issue
In this episode recorded on 02.12.2024 and hosted by Ramah Nyang, we are joined by Robert Kibaara - CEO of HF Group as we dive into HF Group's Q3 2024 results and their rights issue.Subscribe to get notified when we make a new post.Key Quotes“We have heavily digitized our business… We have 54 journeys and we embarked on enabling customers to be able to consume services of the bank through the digi
Equity Group's Q3 2024
In this episode recorded on 20.11.2024, we are joined by Brent Malahay - Chief Strategy Officer at Equity Group, Willy Mulamba - Ag. Managing Director at Equity BCDC, and Paty-Paterne Mushagalusa - Commercial Director at Equity BCDC to unpack Equity Group's Q3 2024 results and the DRC strategy.Subscribe to get notified when we make a new post.Key Quotes“Let me give you four statistics which may gi
KQ: Towards Customer Excellence
In celebration of Customer Service Week, we partnered with Kenya Airways on a discussion about growing towards customer excellence. Our guest host, Terryanne Chebet, is joined by Julius Thairu - Chief Commercial & Customer Officer at Kenya Airways of Customer Service Week in this episode recorded on 08.10.2024.Subscribe to get notified when we make a new post.Show Notes00:00:00 Introduction00:05:0
Understanding SHIF
In this episode recorded on 03.10.2024, we are joined by Dr. Brian Lishenga - Founding Chair of Rupha Kenya and Dr. Trizah Tracey John - Ag. Head of Health Financing at the Ministry of Health to discuss the Social Health Insurance Fund.We cover the transition from NHIF to SHIF, SHIF benefits, NHIF’s weaknesses that SHIF seeks to address, implementation challenges, funding mechanisms, and the claim
Mortgages in Kenya
In this episode recorded on 19.09.2024, we are joined by Geofrey Mwaura - Head of Refinancing at Kenya Mortgage Refinance Company, Lydia Owuor - Partner at Cliffe Dekker Hofmeyr, Stella Situma - Partner at Cliffe Dekker Hofmeyr, and Beatrice Chege - Head of Mortage at Absa Bank Kenya to discuss common misconceptions about mortgages in Kenya.Subscribe to get notified when we make a new post.Key Qu
Impact OF EVs In Kenya
In this episode recorded on 24.09.2024, we are joined by Spiro Kenya CEO, Kaushik Burman, and Deputy Country Manager, Raymond Kitunga, to discuss the impact of Electric Vehicles (EVs) on Kenya's transport sector.We also cover the African EV market landscape, building the EV ecosystem in Kenya, financing solutions to drive EV adoption, and Spiro’s key products and innovations.Subscribe to get notif
AAR: Affordable Insurance
In this episode recorded on 12.09.2024, we are joined by AAR Insurance’s CEO, Justine Kosgei, and Head of Distribution, James Kamau, as we explore affordable and flexible insurance solutions for families and businesses.We also cover insurance penetration in the country, their ShwAARi product, implementing cloud Infrastructure and digital transformation to enhance service provision, and their partn
Stanbic's Asset Management
In this episode recorded on 17.09.2024, we are joined by Stanbic Bank’s Asset Management Portfolio Manager Jimmy Karanu, and Head of Asset Management - Christian Mwirigi as we explore wealth creation with Stanbic Asset Management. We also discuss their product offerings, fees, investment allocation, asset classes, and risk management.Subscribe to get notified when we make a new post.Key Quotes“Wit
KQ: Adopting Sustainability
In this episode recorded on 06.09.2024, our guest host, Terryanne Chebet, is joined by Grace Vihenda - Manager, Innovation and Sustainability at KenyaAirways to discuss the airline’s sustainability efforts through The Aviation Challenge.We also cover the economic and social aspects of sustainability, the cost-benefit analysis of sustainability efforts, and engaging passengers in sustainability.Sub
Unit Trusts
In this episode recorded 15.08.2024, our guest host, Rhina Namsia, is joined by Wilson Wariari - Chief Investments Officer at ArvoCap Asset Managers and Bill Oloo, CFA - Portfolio Manager at Kuza Asset Management on an insightful discussion on understanding unit trusts and their importance as investment tools.We also explore the risk and return of different unit trust products, the investment deci
NCBA H1 2024 Results
In this episode recorded on 22.08.2024, we host NCBA Bank CEO and Kenya Bankers Association Chairman, John Gachora, to discuss the bank’s H1 2024 performance.We cover the current state of the economy, the acquisition of AIG Kenya, regional subsidiaries and expansion into West Africa, the risk-based pricing model, and the impact of Kenya’s credit rating downgrade.Subscribe to get notified when we m
What Should Mbadi do?
In this episode recorded on 30.07.2024, we explore the challenges and expectations for John Mbadi as Kenya's now Treasury CS, focusing on fiscal strategies, cost-cutting, tax policy, public debt management, and the impact of debt restructuring on financial institutions. The discussion also covers how citizens can hold the government accountable and the importance of transparent and efficient fisca
Kenya's Debt Situation
In this episode recorded on 10.07.2024, our host, Ramah Nyang, is joined by David Rogovic - VP and Senior Credit Officer at Moody’s, Jared Osoro - Economist and Director of Credit Markets at FSD Africa, and Tom Ogada - Programme Assistant at Okoa Uchumi to breakdown Kenya’s debt situation.We also cover the current fiscal challenges, the diminished capacity for fiscal consolidation, the implication
State of the NSE
In this episode recorded on 09.07.2024, we host the Nairobi Securities Exchange (NSE) CEO, Frank Mwiti, for an in-depth conversation on the state of the exchange.We cover the current state of the securities exchange, market performance in 2024, access to data, listings from the government, the corporate debt market, and his vision for NSE’s future.Subscribe to get notified when we make a new post.
